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Navigating the process of buying a new home in Whitethorn, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Whitethorn, CA or getting it ready for the market.
Identify the new home you want to buy in Whitethorn, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Whitethorn, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Whitethorn, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Whitethorn, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Whitethorn, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Whitethorn, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Whitethorn, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Whitethorn, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Whitethorn, California offer a unique financial solution for individuals looking to buy a new home before selling their current one. These short-term loans provide immediate funds to purchase a new property, bridging the gap between the sale of the current property and the purchase of the new one. Whitethorn, California, situated in Humboldt County, features a diverse demographic mix with a population that cherishes the natural beauty and tranquility of the area. The community is known for its eco-conscious residents who value sustainable living practices and environmental conservation. The housing market in Whitethorn, California, is characterized by a mix of single-family homes, ranch properties, and cabins nestled in the redwoods. The market offers a range of options for buyers, from affordable starter homes to luxurious retreats, making it an attractive destination for those seeking a serene lifestyle close to nature. Some of the main attractions in Whitethorn include the Sinkyone Wilderness State Park, a haven for outdoor enthusiasts offering hiking trails, campgrounds, and scenic vistas. The area is also known for its vibrant arts and cultural scene, with local galleries and artisanal shops showcasing the talent of the community.
Benefits of Bridge Loans in Whitethorn, California
