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Navigating the process of buying a new home in Whitsett, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Whitsett, TX or getting it ready for the market.
Identify the new home you want to buy in Whitsett, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Whitsett, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Whitsett, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Whitsett, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Whitsett, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Whitsett, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Whitsett, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Whitsett, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Whitsett, Texas offer numerous benefits for homebuyers. These short-term loans provide the flexibility to purchase a new home before selling an existing one, avoiding the need for a contingent offer and potentially securing a better deal. Demographically, Whitsett, Texas, is a charming small town with a close-knit community. The population is diverse, with a mix of young families and retirees. The town's proximity to larger cities like San Antonio offers residents a peaceful retreat with easy access to urban amenities. The housing market in Whitsett, Texas, is experiencing steady growth, making it an attractive investment opportunity. With a range of housing options available, from historic homes to new developments, there is something for every buyer. Bridge loans can help navigate the competitive market and secure a property quickly. Some main attractions in Whitsett include the picturesque Nueces River, ideal for fishing and kayaking enthusiasts. The town also boasts charming local shops and restaurants, perfect for leisurely weekends. For outdoor enthusiasts, the nearby Choke Canyon State Park offers hiking trails and camping facilities.
Benefits of Bridge Loans in Whitsett, Texas
