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Navigating the process of buying a new home in Willows, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Willows, CA or getting it ready for the market.
Identify the new home you want to buy in Willows, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Willows, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Willows, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Willows, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Willows, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Willows, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Willows, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Willows, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Willows, California offer numerous advantages for homebuyers. These types of loans provide short-term financing that allows buyers to purchase a new home before selling their current one. This can be particularly beneficial in a competitive housing market, where buyers may need to act quickly to secure a new property. Demographically, Willows, California is a diverse community with a population of approximately 6,000 residents. The town boasts a mix of young families, professionals, and retirees, creating a vibrant and inclusive atmosphere. The average household income in Willows is slightly below the national average, making it an attractive option for those looking for affordable housing options. The housing market in Willows is currently stable, with a range of properties available to suit different preferences and budgets. The median home price in Willows is $250,000, making it an affordable option for first-time buyers and families. Bridge loans can help buyers take advantage of these favorable market conditions by providing the necessary financial support to make a purchase. Willows, California offers a variety of attractions for residents and visitors alike. The town is known for its picturesque parks, charming downtown area, and friendly community events. With its close proximity to outdoor recreational areas, including parks and lakes, Willows provides ample opportunities for outdoor enthusiasts to enjoy nature and stay active.
Benefits of Bridge Loans in Willows, California
