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Navigating the process of buying a new home in Wilseyville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Wilseyville, CA or getting it ready for the market.
Identify the new home you want to buy in Wilseyville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Wilseyville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Wilseyville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Wilseyville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Wilseyville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Wilseyville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Wilseyville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Wilseyville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Wilseyville, California offer borrowers the flexibility to purchase a new home before selling their existing property. This allows homeowners to avoid the stress of timing the sale of one home with the purchase of another. Demographically, Wilseyville is a small, close-knit community located in Calaveras County. The population consists of diverse age groups, including families, retirees, and young professionals seeking a peaceful lifestyle in a rural setting. The housing market in Wilseyville is characterized by a mix of traditional single-family homes and charming country properties. With the picturesque surroundings and relative affordability compared to nearby urban areas, Wilseyville attracts homebuyers looking for a serene retreat. Some main attractions in Wilseyville and its surroundings include the spectacular Stanislaus National Forest, offering a plethora of outdoor recreational activities such as hiking, fishing, and camping. Additionally, the nearby Calaveras Big Trees State Park is a popular destination for nature lovers and history enthusiasts.
Benefits of Bridge Loans in Wilseyville, California
