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Navigating the process of buying a new home in Wilton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Wilton, CA or getting it ready for the market.
Identify the new home you want to buy in Wilton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Wilton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Wilton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Wilton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Wilton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Wilton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Wilton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Wilton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Wilton, California offer flexibility and convenience to homeowners. These short-term loans provide immediate funds to bridge the gap between the purchase of a new home and the sale of the current one. This allows individuals to avoid financial strain and secure their new property quickly. Wilton, California, situated in Sacramento County, boasts a diverse demographic mix. With a population of approximately 5,500 residents, the community is known for its family-friendly atmosphere and strong sense of community. Demographically, Wilton is characterized by a blend of young families, professionals, and retirees. The housing market in Wilton, California, is competitive yet stable. The area offers a mix of suburban and rural living, with spacious properties and a variety of housing options. Despite the competitive market, the affordability of homes in Wilton makes it an attractive location for both first-time buyers and those looking to upgrade. Wilton, California, is surrounded by beautiful natural landscapes and outdoor recreational opportunities. The area is home to parks, hiking trails, and equestrian centers, making it ideal for nature enthusiasts and outdoor activities. Additionally, Wilton's close proximity to Sacramento provides residents with easy access to city amenities and attractions.
Benefits of Bridge Loans in Wilton, California
