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Navigating the process of buying a new home in Winchester, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Winchester, CA or getting it ready for the market.
Identify the new home you want to buy in Winchester, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Winchester, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Winchester, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Winchester, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Winchester, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Winchester, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Winchester, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Winchester, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Winchester, California offer a flexible financing option for homebuyers. They provide the opportunity to buy a new home before selling the current one, easing the stress of the transition period. This can be especially beneficial in a competitive market, allowing buyers to make strong offers without contingent clauses. Winchester, California, boasts a diverse demographic mix with a growing population of professionals and families. The area experiences a mild climate all year round, making it an attractive location for those seeking a balanced lifestyle. The community is known for its strong sense of community and friendly atmosphere. In terms of the housing market, Winchester offers a range of property options, from cozy single-family homes to spacious estates. The market is currently experiencing steady growth, with property values appreciating year over year. The demand for housing in Winchester remains high, reflecting the desirability of the area. Some of Winchester's main attractions include its proximity to outdoor recreational activities such as Lake Skinner Recreation Area and Diamond Valley Lake. The area is also home to several prestigious schools, shopping centers, and dining options, making it an ideal place to live for families and individuals alike.
The Benefits of Bridge Loans in Winchester, California
