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Navigating the process of buying a new home in Windsor, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Windsor, CA or getting it ready for the market.
Identify the new home you want to buy in Windsor, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Windsor, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Windsor, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Windsor, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Windsor, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Windsor, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Windsor, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Windsor, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Windsor, California offer a convenient financing option for homebuyers who need to purchase a new property before selling their existing one. This type of loan provides immediate funds for a down payment or to cover expenses during the transition period, allowing buyers to secure their new home quickly. Windsor, California, is a diverse community with a population of around 27,000 residents. The town boasts a mix of urban and rural areas, providing a peaceful atmosphere while still offering easy access to larger cities like Santa Rosa and San Francisco. The housing market in Windsor is vibrant, with a range of properties available to suit different budgets and preferences. The town's real estate market has seen steady growth in recent years, making it an attractive option for both buyers and sellers. Bridge loans can help buyers navigate this competitive market and secure their dream home. Some of the main attractions in Windsor include the charming Town Green, which hosts various events throughout the year, and the nearby Russian River, known for its recreational activities such as kayaking and hiking. Additionally, Windsor is surrounded by picturesque vineyards and wineries, offering residents a taste of California's renowned wine country.
Benefits of Bridge Loans in Windsor, California
