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Navigating the process of buying a new home in Winnie, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Winnie, TX or getting it ready for the market.
Identify the new home you want to buy in Winnie, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Winnie, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Winnie, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Winnie, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Winnie, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Winnie, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Winnie, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Winnie, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Winnie, Texas offer a convenient financing option for homebuyers looking to purchase a new property before selling their existing one. This type of loan provides temporary funding to bridge the gap between the purchase of a new home and the sale of the current one. It allows homeowners to access the equity in their current property without having to wait for it to sell. Demographics in Winnie, Texas show a diverse population with a mix of age groups and income levels. The town has a close-knit community feel, making it an ideal place for families and individuals looking for a friendly neighborhood. The cost of living in Winnie is relatively affordable compared to larger cities, making it an attractive option for those seeking a balance between quality of life and expenses. The housing market in Winnie, Texas is characterized by a range of property types, including single-family homes, townhouses, and rural estates. The market is stable with moderate price appreciation, making it a favorable environment for both buyers and sellers. With the help of bridge loans, homebuyers can take advantage of favorable market conditions to secure their dream home without the stress of timing the sale of their current property. Main attractions in Winnie, Texas include the picturesque Gulf Coast beaches, ideal for water activities and relaxation. The town also boasts charming local shops, restaurants serving delicious Texan cuisine, and outdoor recreational areas for hiking, biking, and exploring nature. Winnie's rich cultural heritage and welcoming community make it a desirable place to call home.
Benefits of Bridge Loans in Winnie, Texas
