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Navigating the process of buying a new home in Winterhaven, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Winterhaven, CA or getting it ready for the market.
Identify the new home you want to buy in Winterhaven, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Winterhaven, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Winterhaven, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Winterhaven, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Winterhaven, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Winterhaven, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Winterhaven, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Winterhaven, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Winterhaven, California offer a convenient and quick financing solution for homeowners looking to purchase a new home before selling their current one. These short-term loans help bridge the gap between the sale of your old home and the purchase of a new one, providing you with the necessary funds to make a down payment without having to wait for your old home to sell. Winterhaven, California, located in Imperial County, has a population of approximately 529 residents. The town boasts a diverse community with a mix of families, retirees, and young professionals. The area offers a peaceful and close-knit community environment, making it an ideal place for individuals looking to settle down in a serene setting. The housing market in Winterhaven, California, provides a range of options for buyers. With a mix of traditional single-family homes, modern townhouses, and spacious condos, there is something for everyone. The market is stable, offering a good balance between demand and supply, making it an attractive location for both first-time homebuyers and experienced investors. Some of the main attractions in Winterhaven include the stunning Colorado River, where residents can enjoy water activities such as boating and fishing. The nearby Imperial Sand Dunes also provide ample opportunities for outdoor adventures, including off-roading and camping. Additionally, the town hosts various community events and fairs throughout the year, bringing residents together and fostering a strong sense of community.
Benefits of Bridge Loans in Winterhaven, California
