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Navigating the process of buying a new home in Winters, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Winters, TX or getting it ready for the market.
Identify the new home you want to buy in Winters, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Winters, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Winters, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Winters, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Winters, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Winters, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Winters, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Winters, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Winters offer a vital financial lifeline to homeowners. These short-term loans help bridge the gap between the purchase of a new home and the sale of an existing one. They provide the flexibility needed to make a smooth transition without worrying about temporary housing or timing constraints. Demographics: Winters, Texas, is a charming town with a population of around 2,500 residents. The community is close-knit and offers a safe and family-friendly environment. Residents enjoy a high quality of life, with access to good schools, healthcare facilities, and recreational opportunities. Housing Market: The housing market in Winters is diverse, with a mix of historic homes and modern properties. Bridge loans can help buyers secure their dream home quickly and competitively, as they provide the necessary funds to make a strong offer and close the deal in a timely manner. Main Attractions: Winters is known for its rich history and scenic beauty. Visitors and residents alike can explore attractions such as the Winters Pioneer Museum, enjoy outdoor activities at Lake Winters, and attend local events like the Winters Dove Fest.
Benefits of Bridge Loans in Winters, Texas