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Navigating the process of buying a new home in Wishon, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Wishon, CA or getting it ready for the market.
Identify the new home you want to buy in Wishon, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Wishon, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Wishon, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Wishon, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Wishon, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Wishon, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Wishon, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Wishon, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Wishon, California can be a valuable financial tool for homeowners. These loans allow individuals to access funds quickly and bridge the gap between the sale of their current home and the purchase of a new one. They offer flexibility and convenience, making the transition smoother. Demographically, Wishon, California is a diverse community with a mix of residents from different backgrounds. The population consists of families, retirees, and young professionals. The area boasts a strong sense of community and a welcoming atmosphere for new residents. In terms of the housing market, Wishon, California offers a variety of housing options ranging from single-family homes to vacation properties. The market is competitive, with demand often exceeding supply. Bridge loans can help buyers secure their dream homes in this dynamic market. Some of the main attractions in Wishon, California include the beautiful Bass Lake, popular for boating and fishing activities. The surrounding Sierra National Forest provides ample opportunities for outdoor recreation such as hiking and camping. Additionally, visitors can enjoy the local restaurants and shops that showcase the charm of this quaint town.
Benefits of Bridge Loans in Wishon, California
