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Navigating the process of buying a new home in Wofford Heights, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Wofford Heights, CA or getting it ready for the market.
Identify the new home you want to buy in Wofford Heights, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Wofford Heights, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Wofford Heights, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Wofford Heights, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Wofford Heights, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Wofford Heights, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Wofford Heights, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Wofford Heights, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide a short-term financing option for homebuyers allowing them to purchase a new home before selling their existing one. This can prevent the stress of timing the sale of one property with the purchase of another, making transitions smoother. Demographics: Wofford Heights, California, is a small town located in Kern County. The population is diverse, with a mix of professionals, families, and retirees. The town has a close-knit community feel and offers a range of amenities for residents. Housing Market: Wofford Heights has a competitive housing market with a mix of single-family homes, townhouses, and condos. The market is stable, experiencing steady appreciation in property values over the years, making it an attractive investment opportunity for buyers. Main Attractions: Some of the main attractions in Wofford Heights include the beautiful Lake Isabella, perfect for water sports and outdoor activities. The Sequoia National Forest is also nearby, offering stunning natural landscapes and hiking trails for nature enthusiasts.
Benefits of Bridge Loans in Wofford Heights, California
