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Navigating the process of buying a new home in Woodacre, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Woodacre, CA or getting it ready for the market.
Identify the new home you want to buy in Woodacre, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Woodacre, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Woodacre, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Woodacre, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Woodacre, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Woodacre, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Woodacre, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Woodacre, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Woodacre, California offer a lifeline to homeowners by providing short-term financing for the purchase of a new home before selling their existing property. This enables smooth transitions without the need for contingencies, resulting in quicker transactions and avoiding potential pitfalls of timing gaps. Demographically, Woodacre is a small, tight-knit community located in Marin County with a population of around 1,300 residents. Known for its scenic beauty and serene atmosphere, Woodacre attracts those seeking a peaceful rural lifestyle while still being in proximity to urban amenities. The housing market in Woodacre is competitive yet stable, with a median home price of $900,000. The market offers a mix of rustic cabins, charming cottages, and modern homes, providing options for various tastes and budgets. Bridge loans can help potential buyers secure their dream property in this desirable location. Woodacre's main attractions include the majestic Mount Tamalpais State Park, offering hiking and biking trails with breathtaking views, and the nearby Point Reyes National Seashore, known for its diverse wildlife and pristine beaches. Residents also enjoy the Woodacre Improvement Club, a hub for community events and social gatherings.
Benefits of Bridge Loans in Woodacre, California
