Get Approved at The Lowest Rate
Navigating the process of buying a new home in Woodbridge, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Woodbridge, CA or getting it ready for the market.
Identify the new home you want to buy in Woodbridge, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Woodbridge, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Woodbridge, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Woodbridge, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Woodbridge, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Woodbridge, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Woodbridge, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Woodbridge, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Woodbridge, California offer significant advantages for homeowners. They provide a quick and convenient solution for financing the purchase of a new home before selling the current one. This can help avoid the stress of timing mismatches between buying and selling, allowing for a seamless transition. Woodbridge, California, is a thriving community with a diverse demographic profile. The area is known for its family-friendly neighborhoods, excellent schools, and strong sense of community. The population includes a mix of young families, professionals, and retirees, creating a rich tapestry of backgrounds and experiences. The Woodbridge housing market is dynamic and offers a range of properties to suit different preferences and budgets. From cozy starter homes to luxurious estates, there is something for everyone in this vibrant real estate landscape. With steady appreciation rates and low inventory levels, Woodbridge presents opportunities for both buyers and sellers. In addition to its real estate appeal, Woodbridge boasts a variety of main attractions. The community is home to beautiful parks, hiking trails, and recreational facilities, making it ideal for outdoor enthusiasts. Residents and visitors can also enjoy shopping and dining in the charming downtown area, which showcases local businesses and artisanal offerings.
Benefits of Bridge Loans in Woodbridge, California
