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Navigating the process of buying a new home in Wrightwood, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Wrightwood, CA or getting it ready for the market.
Identify the new home you want to buy in Wrightwood, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Wrightwood, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Wrightwood, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Wrightwood, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Wrightwood, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Wrightwood, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Wrightwood, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Wrightwood, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge Loan Benefits: Bridge loans offer short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one, providing homeowners with flexibility and liquidity during the transition. Demographics: Wrightwood, California, has a diverse population with a mix of families, retirees, and outdoor enthusiasts. The community values outdoor activities and a relaxed lifestyle, making it an ideal place for nature lovers. Housing Market: The housing market in Wrightwood is stable with a mix of single-family homes and cabins. Bridge loans can help buyers secure their dream property while waiting for their current home to sell, offering a solution to potential funding gaps. Main Attractions: Wrightwood is known for its proximity to the San Gabriel Mountains, offering residents and visitors access to hiking, skiing, and other outdoor activities. The town also features charming local shops, restaurants, and community events.
Benefits of Bridge Loans in Wrightwood, California
