Bridge Loans: Your Key to Seamless Home Transitions in Yorba Linda, CA

Navigating the process of buying a new home in Yorba Linda, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Yorba Linda, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Yorba Linda, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Yorba Linda, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Yorba Linda, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Yorba Linda, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Yorba Linda, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Yorba Linda, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Yorba Linda, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Yorba Linda, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Yorba Linda, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans Benefits in Yorba Linda, California

Bridge Loans Benefits: Bridge loans in Yorba Linda offer quick access to financing for those looking to purchase a new home before selling their current one. This can be advantageous in a competitive real estate market, providing the flexibility needed to secure a new property without having to wait for the sale of the existing one.

Demographics: Yorba Linda, California, is a vibrant city with a population that includes a mix of families, young professionals, and retirees. The city has a reputation for its excellent schools, low crime rates, and abundance of parks and recreational facilities, making it a popular choice for residents of all ages.

Housing Market: The housing market in Yorba Linda is dynamic, with a range of housing options available from single-family homes to luxury estates. The market has been competitive in recent years, with prices steadily increasing, making bridge loans a valuable tool for buyers looking to secure their dream home in this desirable location.

Main Attractions: Yorba Linda is home to several attractions, including the Richard Nixon Presidential Library and Museum, Yorba Regional Park, and the Black Gold Golf Club. Residents can enjoy outdoor activities, cultural experiences, and a strong sense of community in this beautiful Southern California city.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now