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Navigating the process of buying a new home in Yountville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Yountville, CA or getting it ready for the market.
Identify the new home you want to buy in Yountville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Yountville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Yountville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Yountville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Yountville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Yountville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Yountville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Yountville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans Bridge loans offer quick access to funds, bridging the gap between the purchase of a new property and the sale of the existing one. This can help in scenarios where the timing of the transactions doesn't align, providing flexibility to homebuyers. Demographics Yountville, California, is a small town known for its high median income levels, affluent population, and a strong sense of community. The town attracts residents looking for a peaceful, upscale living environment. Housing Market Information The housing market in Yountville is competitive, with a mix of luxury homes, charming estates, and upscale properties. Bridge loans can be advantageous in this market to secure a desirable property quickly while waiting for the sale of a current home. Main Attractions Yountville is renowned for its Michelin-starred restaurants, vineyards, and picturesque landscapes. Attractions such as The French Laundry, hot air balloon rides, and cultural events make it a desirable destination for tourists and residents alike.
Bridge Loans in Yountville, California
