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Navigating the process of buying a new home in Zamora, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Zamora, CA or getting it ready for the market.
Identify the new home you want to buy in Zamora, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Zamora, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Zamora, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Zamora, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Zamora, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Zamora, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Zamora, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Zamora, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Zamora, California offer a convenient financing solution for homebuyers allowing them to purchase a new home before selling their existing one. This flexibility eliminates the need for contingent offers, providing a competitive edge in a fast-paced real estate market. Demographics: Zamora, California, is a small, close-knit community with a population of diverse backgrounds. The town enjoys a mix of rural charm and urban convenience, making it an attractive location for families and professionals alike. Housing Market: The housing market in Zamora is stable, with a range of affordable properties available for buyers. Bridge loans can help facilitate quick transactions, allowing buyers to seize opportunities in this competitive market. Main Attractions: Zamora boasts beautiful parks, wineries, and cultural attractions. From outdoor enthusiasts to wine connoisseurs, there is something for everyone in this vibrant town.
Bridge Loans Benefits in Zamora, California
