DSCR up to 8 units in Acton, CA

DSCR loan in Acton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Acton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Acton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Acton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Acton, CA real estate investors have you covered.

Investment Opportunities in Acton, CA

Benefits of DSCR Loan in Acton, California

DSCR loans offer numerous benefits to borrowers in Acton, California. One of the primary advantages is that they are a great option for investors looking to finance rental properties. With a Debt-Service Coverage Ratio (DSCR) loan, the property's income is used to qualify for the loan rather than the borrower's personal income.

Demographically, Acton is a small, rural town located in Los Angeles County. The population is around 7,596 people, with a median age of 47 years. The community is known for its tight-knit feel and friendly atmosphere, making it an attractive place to live for families and individuals seeking a quieter lifestyle.

The housing market in Acton is diverse, offering a mix of single-family homes, ranches, and equestrian properties. The median home value in Acton is $545,800, with home values steadily increasing over the past year. This presents an opportunity for real estate investors to capitalize on the growing property market.

Acton boasts several main attractions, including the stunning Vasquez Rocks Natural Area Park, a popular spot for hiking and picnicking. Additionally, residents and visitors can enjoy the scenic Angeles National Forest, which offers outdoor recreational activities such as camping, fishing, and hiking.

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