DSCR up to 8 units in Adamsville, AL

DSCR loan in Adamsville, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Adamsville, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Adamsville, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Adamsville, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Adamsville, AL real estate investors have you covered.

Investment Opportunities in Adamsville, AL

Benefits of a DSCR Loan in Adamsville, Alabama

DSCR loans, also known as Debt-Service Coverage Ratio loans, provide numerous benefits to borrowers in Adamsville, Alabama. These loans offer competitive interest rates, making them an attractive financing option for commercial real estate investments. Furthermore, DSCR loans do not require personal guarantees, helping borrowers protect their personal assets in case of default.

Adamsville, Alabama, home to a diverse population, offers a vibrant community with a median age of 32 years. The city boasts a strong sense of community and is known for its friendly residents. The demographic makeup includes a mix of families, young professionals, and retirees, contributing to a dynamic and inclusive atmosphere.

In terms of the housing market, Adamsville, Alabama, provides a range of options for prospective buyers. The city features affordable single-family homes, townhouses, and apartments, catering to various preferences and budgets. The real estate market in Adamsville is stable, with property values showing steady appreciation over the years.

Adamsville, Alabama, offers several main attractions for residents and visitors alike. From the serene Adamsville Park to the historical Adamsville Museum, there are plenty of recreational and cultural activities to enjoy. Additionally, the city's proximity to outdoor recreational sites like national parks and hiking trails makes it an ideal location for nature enthusiasts.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now