DSCR up to 8 units in Addison, AL

DSCR loan in Addison, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Addison, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Addison, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Addison, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Addison, AL real estate investors have you covered.

Investment Opportunities in Addison, AL

DSCR Loan Benefits in Addison, Alabama

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for property investors in Addison, Alabama. These loans provide a cushion for unexpected expenses, ensure cash flow stability, and typically have lower interest rates compared to traditional mortgages, making them an attractive option for real estate investments.

Addison, Alabama, is a small and charming town with a population that embraces a close-knit community lifestyle. The town boasts a mix of rural and suburban demographics, with a strong focus on education, safety, and family values. Residents enjoy a peaceful and scenic environment with access to quality healthcare facilities and educational opportunities.

The housing market in Addison, Alabama, is dynamic and diverse, offering a range of property options for investors and residents alike. With a stable economy and affordable housing prices, the town presents excellent opportunities for both homebuyers and real estate investors looking to capitalize on the growing market demand. DSCR loans can further enhance these opportunities by providing financial flexibility and long-term investment returns.

While Addison, Alabama, may be small in size, it boasts several main attractions that draw visitors and residents alike. From picturesque parks and outdoor recreational activities to local eateries and cultural events, the town offers a unique blend of southern hospitality and modern amenities. Whether exploring the scenic landscapes or delving into the town's rich history, Addison has something for everyone.

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