DSCR up to 8 units in Adger, AL

DSCR loan in Adger, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Adger, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Adger, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Adger, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Adger, AL real estate investors have you covered.

Investment Opportunities in Adger, AL

DSCR Loan in Adger, Alabama

Benefits of DSCR Loan: A Debt Service Coverage Ratio (DSCR) loan is favored for its ability to provide financing based on the property's cash flow rather than the borrower's credit score. This makes it an attractive option for investors with multiple properties or those whose income may not meet traditional loan requirements.

Demographics: Adger, Alabama, has a population that values a close-knit community feel, with a mix of families and retirees. It offers a serene suburban vibe, making it an ideal location for those seeking a peaceful living environment away from the hustle and bustle of larger cities.

Housing Market: Adger's housing market is stable and affordable, with a range of single-family homes and rental properties. The demand for housing is steady, making it a good investment opportunity for those looking to purchase real estate with the potential for long-term growth.

Main Attractions: While Adger is known for its quiet residential streets and natural surroundings, it is also in close proximity to the vibrant city of Birmingham, offering residents easy access to cultural attractions, dining options, and recreational activities.

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