DSCR up to 8 units in Alamo, CA

DSCR loan in Alamo, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Alamo, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Alamo, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Alamo, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Alamo, CA real estate investors have you covered.

Investment Opportunities in Alamo, CA

The Benefits of DSCR Loans in Alamo, California

DSCR loans offer numerous advantages to residents of Alamo, California. These loans are designed to help borrowers secure financing for investment properties by analyzing the property's income-generating potential rather than solely focusing on personal income. This makes them an attractive option for individuals looking to invest in real estate without impacting their personal debt-to-income ratio.

Demographics: Alamo is a picturesque town located in Contra Costa County, California. With a population of around 15,000 residents, Alamo offers a suburban feel with highly rated public schools, making it an ideal location for families. The median household income in Alamo is well above the national average, reflecting the town's affluent community.

Housing Market: The housing market in Alamo is known for its upscale properties and high property values. The market has seen steady appreciation over the years, making it a desirable location for real estate investment. DSCR loans can help investors take advantage of the robust housing market in Alamo without compromising their financial standing.

Main Attractions: Alamo boasts several attractions that appeal to residents and visitors alike. The nearby Mount Diablo State Park offers stunning hiking trails and panoramic views of the surrounding area. The Alamo Plaza Shopping Center provides residents with a range of dining and shopping options, while the Round Hill Country Club offers premier golfing facilities.

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