DSCR up to 8 units in Alba, TX

DSCR loan in Alba, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Alba, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Alba, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Alba, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Alba, TX real estate investors have you covered.

Investment Opportunities in Alba, TX

Benefits of DSCR Loan in Alba, Texas

DSCR loans in Alba, Texas offer numerous benefits to borrowers. These loans are structured to consider the property's income-generating potential rather than the borrower's credit score. This makes them an attractive option for real estate investors or property owners who may not qualify for traditional loans.

Demographics in Alba show a small but diverse community. The town has a population of approximately 1,500 residents, with a mix of age groups and occupations. The median household income is above the national average, indicating a stable economic environment.

The housing market in Alba is characterized by a mix of residential properties, including single-family homes, townhouses, and apartments. The market is relatively stable, with moderate price appreciation over the years. DSCR loans can provide opportunities for individuals to purchase or invest in properties in this growing market.

Main attractions in Alba include the picturesque Lake Fork Reservoir, known for its excellent fishing opportunities and serene surroundings. The town also boasts charming local shops, restaurants, and parks, making it a desirable place to live or visit.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now