DSCR up to 8 units in Albertville, AL

DSCR loan in Albertville, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Albertville, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Albertville, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Albertville, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Albertville, AL real estate investors have you covered.

Investment Opportunities in Albertville, AL

Benefits of DSCR Loan in Albertville, Alabama

DSCR loans in Albertville, Alabama offer numerous benefits, including competitive interest rates, longer repayment terms, and flexible payment options, making them an ideal choice for real estate investors and developers looking to finance income-producing properties.

Albertville, Alabama, with a population of approximately 22,000 residents, boasts a diverse demographic profile with a mix of young professionals, families, and retirees. The city's affordable cost of living and strong sense of community make it an attractive location for individuals and businesses alike.

The housing market in Albertville is vibrant, with a wide range of affordable properties available for purchase. The median home price in the city is below the national average, offering investors and homebuyers significant value for their investment. Additionally, the city's low property taxes make homeownership more accessible to a broader range of individuals.

Some of the main attractions in Albertville include the Albertville Farmers Market, a popular spot for locally grown produce and artisan goods, and the Jules. E. Berta Vineyards, known for its scenic vineyard tours and wine tastings. Outdoor enthusiasts can also enjoy the nearby Lake Guntersville State Park, offering hiking, fishing, and camping opportunities.

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