DSCR up to 8 units in Alpaugh, CA

DSCR loan in Alpaugh, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Alpaugh, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Alpaugh, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Alpaugh, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Alpaugh, CA real estate investors have you covered.

Investment Opportunities in Alpaugh, CA

Benefits of DSCR Loan in Alpaugh, California

DSCR (Debt Service Coverage Ratio) loans offer significant benefits to individuals and businesses in Alpaugh, California. These loans provide a reliable way to finance properties by considering the property's income-generating potential rather than personal income. This allows borrowers to secure larger loans, invest in real estate, and expand their portfolios.

Alpaugh, California, is a small community with a diverse demographic mix. The town has a population of approximately 1,026 residents, with a median age of 29 years. The majority of residents are Hispanic, contributing to the town's rich cultural heritage. The low cost of living in Alpaugh makes it an attractive option for individuals and families looking for affordable housing and a tight-knit community.

The housing market in Alpaugh offers a range of opportunities for both buyers and investors. With a median home price below the state average, Alpaugh presents a favorable environment for first-time homebuyers and real estate investors. The market is stable, with steady appreciation rates, making it a promising location for long-term investments.

Despite its size, Alpaugh boasts several main attractions that draw visitors and residents alike. The nearby Pixley National Wildlife Refuge provides opportunities for outdoor recreation and birdwatching. Additionally, the town hosts cultural events and festivals that celebrate its agricultural roots, offering a unique blend of entertainment and community engagement.

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