DSCR up to 8 units in Alta, CA

DSCR loan in Alta, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Alta, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Alta, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Alta, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Alta, CA real estate investors have you covered.

Investment Opportunities in Alta, CA

Exploring the Benefits of DSCR Loans in Alta, California

DSCR Loan Benefits: Debt Service Coverage Ratio (DSCR) loans in Alta, California, offer borrowers the advantage of lower risk due to the lender's focus on the property's income potential rather than relying solely on the borrower's credit score. This can lead to more favorable loan terms and higher chances of approval.

Demographics: Alta, California, is a diverse community with a mix of residents from various backgrounds. The population includes young professionals, families, and retirees, creating a vibrant and inclusive atmosphere in the neighborhood.

Housing Market: The real estate market in Alta, California, is robust with a mix of housing options ranging from cozy apartments to spacious single-family homes. The demand for housing in Alta is steadily increasing, making it an attractive location for both homebuyers and investors.

Main Attractions: Alta, California, boasts a range of exciting attractions, including scenic parks, trendy shopping districts, and diverse dining options. Residents and visitors alike can enjoy outdoor activities, cultural events, and a thriving nightlife scene in this bustling community.

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