DSCR up to 8 units in Amboy, CA

DSCR loan in Amboy, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Amboy, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Amboy, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Amboy, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Amboy, CA real estate investors have you covered.

Investment Opportunities in Amboy, CA

Benefits of DSCR Loan in Amboy, California

Debt-Service Coverage Ratio (DSCR) loans offer numerous advantages for individuals in Amboy, California. These loans provide borrowers with greater financial flexibility by considering the property's income generating potential rather than just personal income when determining eligibility.

Demographically, Amboy is a small unincorporated community in San Bernardino County, California. It has a sparse population, offering a quiet and serene living environment away from the hustle and bustle of city life. The majority of residents are families seeking a peaceful retreat.

In terms of the housing market, Amboy boasts affordable real estate options compared to neighboring cities. The market is stable, making it an attractive location for first-time homebuyers or those looking to invest in rental properties. With the benefits of DSCR loans, buyers can seize the opportunity to purchase property with favorable financing terms.

While Amboy may be a small community, it is rich in attractions such as the historic Roy's Motel and Café, a well-known Route 66 landmark. The nearby Bristol Dry Lake provides unique outdoor recreational opportunities including off-roading and stargazing, making it a hidden gem for nature enthusiasts.

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