DSCR up to 8 units in American Canyon, CA

DSCR loan in American Canyon, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in American Canyon, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in American Canyon, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in American Canyon, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our American Canyon, CA real estate investors have you covered.

Investment Opportunities in American Canyon, CA

Benefits of DSCR Loan in American Canyon, California

DSCR (Debt Service Coverage Ratio) loans offer several advantages for individuals in American Canyon, California. These loans provide financial assistance to property investors by considering the property's income potential rather than personal income. As a result, borrowers can secure financing for investment properties even if they have a high debt-to-income ratio.

American Canyon, California, is a diverse community with a population that reflects a rich tapestry of cultures and backgrounds. The city boasts a vibrant demographic mix, making it an ideal place for both residents and visitors. With a strong sense of community and a welcoming atmosphere, American Canyon offers a high quality of life for its residents.

The housing market in American Canyon is dynamic and competitive, offering a range of options for both buyers and sellers. With a steady increase in property values over the years, the real estate market in American Canyon is attractive for investors and homeowners alike. The availability of DSCR loans further enhances the opportunities for individuals looking to invest in the local real estate market.

American Canyon, California, is home to a variety of main attractions that cater to residents and tourists alike. From beautiful parks and scenic trails to cultural events and local eateries, the city offers something for everyone. Whether exploring the outdoors or enjoying a taste of local cuisine, American Canyon provides a diverse array of attractions to suit all interests.

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