DSCR up to 8 units in Annapolis, CA

DSCR loan in Annapolis, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Annapolis, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Annapolis, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Annapolis, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Annapolis, CA real estate investors have you covered.

Investment Opportunities in Annapolis, CA

Benefits of DSCR Loan in Annapolis, California

DSCR loans in Annapolis, California provide borrowers with a Debt-Service Coverage Ratio loan structure, giving them greater flexibility in managing their debt obligations. These loans are particularly attractive for investors looking to finance income-producing properties as they focus on the property's income potential rather than the borrower's personal income.

Demographics: Annapolis, California, has a diverse population with a mix of residents from various ethnic backgrounds. The town offers a peaceful and close-knit community, making it an ideal place for families and retirees alike.

Housing Market: The housing market in Annapolis, California, is competitive yet diverse, offering a range of property types from cozy single-family homes to spacious waterfront estates. The market is known for its stability and potential for long-term growth, making it an attractive option for both homebuyers and investors.

Main Attractions: Annapolis, California, boasts stunning natural beauty with its proximity to the coast and redwood forests. Residents and visitors can enjoy hiking, kayaking, and exploring local wineries. The town also hosts events such as festivals and farmers markets, adding to its charm and appeal.

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