DSCR up to 8 units in Apple Valley, CA

DSCR loan in Apple Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Apple Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Apple Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Apple Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Apple Valley, CA real estate investors have you covered.

Investment Opportunities in Apple Valley, CA

DSCR Loan Benefits in Apple Valley, California

DSCR loans, also known as Debt Service Coverage Ratio loans, offer numerous benefits to borrowers in Apple Valley, California. These loans provide a higher chance of approval for investors with multiple properties, as they consider the property's income potential over the borrower's personal income.

Demographically, Apple Valley is a diverse and growing community located in the heart of the Victor Valley. With a population of over 73,000 residents, the city offers a mix of suburban and rural living, attracting families and retirees alike.

The housing market in Apple Valley is dynamic, offering a range of property types from single-family homes to ranch-style estates. The market is competitive, with a median home price of $325,000 and an appreciation rate of 5% annually, making it an attractive location for both buyers and sellers.

Some main attractions in Apple Valley include the iconic Roy Rogers-Dale Evans Museum, the stunning Mojave Narrows Regional Park, and the Apple Valley Golf Course. These attractions showcase the city's rich history, natural beauty, and recreational opportunities, making it a desirable place to live and visit.

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