DSCR up to 8 units in Aptos, CA

DSCR loan in Aptos, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Aptos, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Aptos, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Aptos, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Aptos, CA real estate investors have you covered.

Investment Opportunities in Aptos, CA

The Benefits of DSCR Loans in Aptos, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages to individuals in Aptos, California. These loans are tailored to property investors and landlords, providing them with the financial leverage needed to acquire properties while ensuring a healthy cash flow.

In terms of demographics, Aptos, California, boasts a diverse population with a blend of families, young professionals, and retirees. The area is characterized by its picturesque beaches, redwood forests, and a strong sense of community, making it an attractive location for both residents and visitors.

When looking at the housing market in Aptos, it is evident that the demand for properties continues to be robust. The real estate market offers a range of options from quaint beachfront cottages to upscale luxury homes, catering to a wide spectrum of buyers and investors.

Some of the main attractions in Aptos include the stunning Seacliff State Beach, the historic Aptos Village, and the world-renowned Forest of Nisene Marks State Park. These attractions not only enhance the quality of life for residents but also contribute to the area's overall appeal and desirability.

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