DSCR up to 8 units in Archer City, TX

DSCR loan in Archer City, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Archer City, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Archer City, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Archer City, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Archer City, TX real estate investors have you covered.

Investment Opportunities in Archer City, TX

The Benefits of DSCR Loan in Archer City, Texas

DSCR loans have numerous benefits for borrowers in Archer City, Texas. These loans are ideal for real estate investors and commercial property owners who want to secure financing based on the property's income potential rather than personal credit scores. With a debt service coverage ratio loan, borrowers can access larger loan amounts with lower interest rates, making it easier to fund property investments and expansions.

Archer City, Texas, has a diverse demographic profile with a mix of young professionals, families, and retirees. The population is known for its strong community bonds and support for local businesses. The cost of living in Archer City is relatively affordable compared to larger cities, making it an attractive destination for those looking to relocate or invest in real estate.

The housing market in Archer City offers a range of options for both homebuyers and investors. From historic ranch-style homes to modern condominiums, the city's real estate market caters to various preferences and budgets. With the help of a DSCR loan, buyers can take advantage of competitive interest rates and flexible repayment terms to secure their dream property.

Main attractions in Archer City include the renowned Archer County Museum, showcasing the area's rich history, and the Texas Longhorn Ranch, offering visitors a chance to experience the region's cowboy culture. The city's vibrant downtown area features local shops, restaurants, and cultural events, providing residents with a lively and engaging community to call home.

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