DSCR up to 8 units in Artesia, CA

DSCR loan in Artesia, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Artesia, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Artesia, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Artesia, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Artesia, CA real estate investors have you covered.

Investment Opportunities in Artesia, CA

Benefits of DSCR Loan in Artesia, California

DSCR (Debt Service Coverage Ratio) loans offer significant advantages for property investors in Artesia, California. These loans evaluate the property's income-generating potential rather than the borrower's personal income or credit score, making them accessible to a wider range of investors.

Artesia, a diverse city in Los Angeles County, has a population of approximately 16,000 residents. The demographics of Artesia reflect a rich tapestry of cultures, with a strong Asian influence, particularly from the Filipino and Indian communities.

The housing market in Artesia is characterized by a mix of single-family homes and multi-unit properties. With a stable market and moderate home prices compared to neighboring areas, Artesia presents opportunities for both first-time homebuyers and real estate investors seeking rental properties.

Artesia boasts several attractions, including the Cerritos Center for the Performing Arts, which hosts a variety of concerts and shows. The city is also known for its vibrant food scene, offering diverse culinary experiences from around the world, especially along the popular Pioneer Boulevard.

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