DSCR up to 8 units in Artois, CA

DSCR loan in Artois, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Artois, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Artois, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Artois, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Artois, CA real estate investors have you covered.

Investment Opportunities in Artois, CA

Benefits of DSCR Loan in Artois, California

DSCR loans in Artois, California offer various benefits to borrowers. One of the key advantages is the flexibility of the debt service coverage ratio (DSCR) calculation, which allows for a more accurate assessment of a borrower's ability to repay the loan.

Demographically, Artois is a small, close-knit community located in California's agricultural region. With a population of around 300 residents, the area is known for its friendly atmosphere and strong community spirit.

The housing market in Artois is characterized by a mix of historic homes and newer developments. The town offers affordable housing options, making it an attractive destination for first-time homebuyers and those looking to invest in real estate.

Main attractions in Artois include picturesque vineyards, charming local shops, and outdoor recreational activities such as hiking and fishing. The town's rich history and cultural heritage also draw visitors interested in exploring its quaint streets and historic sites.

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