DSCR up to 8 units in Athens, TX

DSCR loan in Athens, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Athens, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Athens, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Athens, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Athens, TX real estate investors have you covered.

Investment Opportunities in Athens, TX

DSCR Loan in Athens, Texas: Benefits, Demographics, Housing Market, and Main Attractions

Benefits of DSCR Loan in Athens, Texas: A Debt Service Coverage Ratio (DSCR) loan provides a reliable financial solution for real estate investors in Athens. It ensures that the property's rental income can cover the loan payments, reducing the risk for lenders and borrowers alike.

Demographics: Athens, Texas, is a charming city with a population of approximately 13,000 residents. The community is diverse, with a mix of young professionals, families, and retirees, creating a vibrant and welcoming atmosphere.

Housing Market: The housing market in Athens is thriving, offering a range of options from historic homes to modern apartments. With a median home price below the state average, it presents an affordable opportunity for those looking to invest or settle down.

Main Attractions: Athens boasts scenic beauty with attractions such as the Texas Freshwater Fisheries Center, the East Texas Arboretum and Botanical Society, and the Henderson County Historical Museum. Residents and visitors can enjoy outdoor activities, cultural experiences, and rich history in this dynamic city.

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