DSCR up to 8 units in Atherton, CA

DSCR loan in Atherton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Atherton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Atherton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Atherton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Atherton, CA real estate investors have you covered.

Investment Opportunities in Atherton, CA

Benefits of DSCR Loan in Atherton, California

DSCR (Debt Service Coverage Ratio) loans offer several key benefits in Atherton. They provide flexibility in repayment terms, allowing borrowers to tailor payments to their financial situation. Additionally, these loans typically have lower interest rates compared to traditional mortgages, resulting in significant cost savings over time. DSCR loans are ideal for real estate investments as they consider the property's income potential rather than just the borrower's credit history.

The demographics of Atherton, California, reflect a prosperous community with a high median household income. Known for its luxury homes and estates, Atherton attracts affluent residents seeking a high-end living experience. The town boasts excellent schools, top-notch amenities, and a strong sense of community, making it a desirable location for families and professionals alike.

In terms of the housing market, Atherton is known for its exclusive and highly sought-after properties. The real estate market in Atherton is characterized by luxury estates, sprawling mansions, and gated residences. Property values in Atherton have remained consistently high, making it a lucrative market for real estate investment and homeownership.

Some of the main attractions in Atherton include its beautiful parks and green spaces, such as Holbrook-Palmer Park and Atherton Park. Residents and visitors can also enjoy upscale shopping and dining options in the area. The proximity to Silicon Valley provides easy access to tech hubs and employment opportunities, enhancing the overall appeal of Atherton as a place to live and invest.

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