DSCR up to 8 units in Atmore, AL

DSCR loan in Atmore, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Atmore, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Atmore, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Atmore, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Atmore, AL real estate investors have you covered.

Investment Opportunities in Atmore, AL

Benefits of DSCR Loan in Atmore, Alabama

Debt Service Coverage Ratio (DSCR) loans provide financial stability to borrowers in Atmore by ensuring they have sufficient income to cover their debt obligations. These loans are ideal for real estate investments due to their emphasis on property income rather than personal credit scores.

Atmore, Alabama, boasts a diverse population with a strong sense of community. The demographic makeup includes a mix of young families, working professionals, and retirees. The city's welcoming atmosphere and affordable living costs make it an attractive place to reside.

The housing market in Atmore is thriving, with a range of properties available to suit different preferences and budgets. The city offers a mix of single-family homes, apartments, and townhouses. The real estate market is stable, making it a reliable investment opportunity for potential buyers.

Atmore is home to several main attractions, such as the Wind Creek Casino, Atmore Dragway, and Little River State Forest. These attractions offer residents and visitors entertainment, recreational activities, and opportunities to immerse themselves in the local culture and natural beauty of the area.

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