DSCR up to 8 units in Auberry, CA

DSCR loan in Auberry, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Auberry, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Auberry, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Auberry, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Auberry, CA real estate investors have you covered.

Investment Opportunities in Auberry, CA

Benefits of DSCR Loan in Auberry, California

A Debt-Service Coverage Ratio (DSCR) loan in Auberry, California offers numerous benefits to borrowers. One of the main advantages is that it provides financing based on the property's income rather than the borrower's credit score, making it easier for investors to secure funding for real estate investments.

Demographically, Auberry is a small, rural community located in Fresno County. The population is around 2,300 people, with a mix of families and retirees. The area's picturesque landscapes and close-knit community appeal to those seeking a quiet and peaceful lifestyle.

In terms of the housing market, Auberry offers a range of real estate options, including single-family homes, ranch properties, and vacant land. The market is relatively stable, with median home prices hovering around $300,000. For investors, this presents a great opportunity to enter the market and take advantage of potential appreciation.

Main attractions in Auberry include the historic Meadow Lakes Resort, known for its scenic beauty and outdoor recreational activities. The nearby Sierra National Forest offers hiking, camping, and fishing opportunities, making it a popular destination for nature lovers and outdoor enthusiasts.

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