DSCR up to 8 units in Avila Beach, CA

DSCR loan in Avila Beach, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Avila Beach, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Avila Beach, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Avila Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Avila Beach, CA real estate investors have you covered.

Investment Opportunities in Avila Beach, CA

Benefits of DSCR Loan in Avila Beach, California

DSCR (Debt Service Coverage Ratio) loans in Avila Beach, California offer numerous advantages to borrowers. These loans are ideal for real estate investors or businesses looking to purchase income-generating properties. One of the primary benefits is the lower risk associated with this type of loan, as the property's income is the main factor considered for approval.

Demographically, Avila Beach is a charming coastal town with a population of around 1,627 residents. It is known for its beautiful beaches, moderate climate, and relaxed atmosphere. The town attracts both tourists and residents looking to enjoy a peaceful coastal lifestyle.

Avila Beach's housing market is thriving, with a diverse range of properties available. The median home value in Avila Beach is $589,600, with prices steadily increasing. The demand for real estate in this area remains strong, making it a lucrative market for investors.

Some of the main attractions in Avila Beach include the Avila Beach Pier, Avila Valley Barn, and the Bob Jones City to Sea Trail. Visitors can enjoy outdoor activities such as hiking, biking, and kayaking, as well as indulge in the town's renowned seafood restaurants.

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