DSCR up to 8 units in Bailey, TX

DSCR loan in Bailey, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bailey, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bailey, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bailey, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bailey, TX real estate investors have you covered.

Investment Opportunities in Bailey, TX

The Benefits of a DSCR Loan in Bailey, Texas

DSCR loans in Bailey, Texas provide numerous advantages to borrowers. These include lower down payment requirements, longer loan terms, and competitive interest rates. Additionally, DSCR loans are suitable for real estate investors who may not qualify for traditional mortgages due to lower credit scores or unconventional income sources.

Demographically, Bailey, Texas, is a small, close-knit community with a population of approximately 300 residents. The town boasts a high quality of life, a low crime rate, and excellent schools, making it an ideal location for families and retirees seeking a peaceful and safe environment.

The housing market in Bailey, Texas, is currently experiencing steady growth. With a median home price below the national average, the area offers affordable housing options for first-time buyers and investors alike. The market is characterized by a mix of single-family homes, ranch-style properties, and vacant land for development.

Some of the main attractions in Bailey, Texas, include the picturesque Bailey Park, which features walking trails, picnic areas, and a playground for children. The town also hosts annual events such as the Bailey County Fair and Rodeo, drawing visitors from across the region to experience its rich Western heritage.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now