DSCR up to 8 units in Baker, CA

DSCR loan in Baker, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Baker, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Baker, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Baker, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Baker, CA real estate investors have you covered.

Investment Opportunities in Baker, CA

DSCR Loan Benefits in Baker, California

A Debt Service Coverage Ratio (DSCR) loan in Baker, California provides numerous advantages to borrowers. One of the primary benefits is that it allows for the purchase of investment properties without requiring a high credit score. This makes it accessible to a wider range of individuals looking to invest in real estate.

Furthermore, DSCR loans offer competitive interest rates, making them a cost-effective financing option for real estate investments in Baker. These loans are structured to specifically cater to income-producing properties, providing borrowers with the flexibility and support they need to grow their investment portfolios.

In terms of demographics, Baker, California is a small community located in the high desert region of San Bernardino County. With a population of just over 700 residents, Baker offers a quiet and close-knit atmosphere for those looking to escape the hustle and bustle of city life.

The housing market in Baker is characterized by affordable prices and a variety of property types, making it an attractive location for real estate investors. Whether you're interested in single-family homes, multi-unit properties, or commercial investments, Baker provides opportunities for every type of investor.

Some main attractions in Baker include the world-famous "Baker Thermometer," a giant thermometer that serves as a landmark for travelers passing through the area. Additionally, Baker is home to several charming cafes and diners, making it a popular pit stop for road trippers along the I-15 freeway.

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