DSCR up to 8 units in Bakersfield, CA

DSCR loan in Bakersfield, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bakersfield, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bakersfield, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bakersfield, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bakersfield, CA real estate investors have you covered.

Investment Opportunities in Bakersfield, CA

Exploring the Benefits of DSCR Loans in Bakersfield, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for borrowers in Bakersfield, California. These loans are structured to provide financing for income-generating properties, with the property’s income being the main factor in loan approval. This type of loan can be advantageous for investors looking to expand their real estate portfolios in the Bakersfield area.

Bakersfield, California, boasts a diverse demographic profile. With a population of over 380,000 residents, the city has a mix of young professionals, families, and retirees. The city's demographics reflect a blend of cultural influences, making it a vibrant and inclusive place to live and invest in real estate.

The housing market in Bakersfield, California, is dynamic and offers a range of opportunities for buyers and investors. With a median home price that is more affordable compared to other California cities, Bakersfield presents a favorable market for those looking to purchase property. The city's housing market shows steady growth and resilience, making it an attractive location for real estate investments.

Bakersfield, California, is home to various attractions that appeal to residents and visitors alike. From the scenic beauty of the Kern River Parkway Trail to the cultural experiences offered at the Bakersfield Museum of Art, the city provides opportunities for outdoor recreation, arts and entertainment, and dining. With its rich history and welcoming community, Bakersfield is a city that offers a high quality of life for its residents.

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