DSCR up to 8 units in Ballico, CA

DSCR loan in Ballico, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ballico, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ballico, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ballico, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ballico, CA real estate investors have you covered.

Investment Opportunities in Ballico, CA

Benefits of DSCR Loan in Ballico, California

DSCR (Debt-Service Coverage Ratio) loans in Ballico offer numerous benefits to borrowers. One key advantage is the potential for higher loan amounts due to a lower risk profile and the way income is considered in the loan approval process. This can be particularly beneficial for real estate investors looking to finance commercial properties or multifamily units in Ballico.

Ballico, California, is a small but vibrant community with a diverse population. The demographic makeup includes a mix of families, young professionals, and retirees. The area has a strong agricultural presence, with many residents working in farming and related industries. The sense of community in Ballico is strong, making it an attractive place to live for those seeking a close-knit environment.

The housing market in Ballico presents opportunities for both buyers and sellers. With a range of housing options available, from single-family homes to ranch properties, there is something for everyone. The market is relatively stable, with moderate appreciation rates and a steady demand for housing. This makes Ballico a favorable location for those looking to invest in real estate.

Some of the main attractions in Ballico and the surrounding area include beautiful outdoor spaces like parks and lakes, ideal for leisure activities such as hiking, picnicking, and fishing. Additionally, the community hosts events and festivals throughout the year that showcase the local culture and provide opportunities for residents to come together and celebrate.

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