DSCR up to 8 units in Bard, CA

DSCR loan in Bard, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bard, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bard, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bard, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bard, CA real estate investors have you covered.

Investment Opportunities in Bard, CA

Benefits of DSCR Loan in Bard, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for borrowers in Bard, California. These loans are ideal for commercial real estate investments as they provide flexibility in terms of repayment schedules and offer competitive interest rates. Borrowers can leverage the rental income generated by the property to qualify for the loan, making it a popular choice for investors looking to expand their portfolios.

Demographics in Bard, California, showcase a diverse community with a mix of young professionals and families. The town has a growing population due to its proximity to urban centers like San Diego and Los Angeles. The average household income is above the national average, making it an attractive location for businesses and residents alike.

The housing market in Bard, California, is buoyant with a range of properties available for sale and rent. DSCR loans play a vital role in facilitating home purchases and investments in the area. The competitive market ensures that buyers have a variety of options to choose from, whether they are looking for single-family homes or commercial properties.

Bard, California, boasts several main attractions that draw visitors and residents alike. The town is known for its picturesque desert landscapes and outdoor recreational activities such as hiking, camping, and boating. The nearby Imperial Sand Dunes offer an exciting destination for outdoor enthusiasts looking to explore the natural beauty of the region.

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