DSCR up to 8 units in Bastrop, TX

DSCR loan in Bastrop, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bastrop, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bastrop, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bastrop, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bastrop, TX real estate investors have you covered.

Investment Opportunities in Bastrop, TX

Benefits of a DSCR Loan in Bastrop, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for property investors in Bastrop, Texas. These loans provide a reliable source of financing by focusing on the property's income potential rather than the investor's personal income, making them an attractive option for those looking to expand their real estate portfolio.

Demographically, Bastrop boasts a population of approximately 10,000 residents, with a mix of young professionals, families, and retirees. The city's diverse community adds to its charm and offers a welcoming environment for new residents and businesses alike.

When it comes to the housing market, Bastrop is experiencing growth thanks to its affordability compared to nearby Austin. The market offers a range of property types, from historic homes in the downtown area to modern developments in the outskirts, catering to various preferences and budgets.

Some of the main attractions in Bastrop include the iconic Bastrop State Park, which offers hiking, camping, and stunning views of the Lost Pines region. The historic Main Street is lined with shops, restaurants, and art galleries, providing a vibrant center for locals and visitors to enjoy.

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