DSCR up to 8 units in Baytown, TX

DSCR loan in Baytown, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Baytown, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Baytown, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Baytown, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Baytown, TX real estate investors have you covered.

Investment Opportunities in Baytown, TX

Benefits of DSCR Loan in Baytown, Texas

A Debt Service Coverage Ratio (DSCR) loan in Baytown, Texas offers numerous benefits to borrowers. This type of loan is ideal for real estate investors as it considers the property's cash flow to determine the borrower's ability to repay the loan. This means investors have the opportunity to secure financing based on the property's income potential rather than their personal income.

Baytown, Texas, has a diverse demographic makeup with a growing population. The city is home to a mix of young professionals, families, and retirees, creating a vibrant community. The median household income in Baytown is around the national average, making it an attractive location for both residents and investors.

The housing market in Baytown is experiencing steady growth with affordable home prices compared to neighboring cities. The market offers a variety of housing options, from single-family homes to apartments and condos, catering to different preferences and budgets. With the city's strategic location and strong economy, investing in Baytown's real estate market can provide long-term returns.

Baytown boasts a range of attractions that appeal to residents and visitors alike. From the picturesque Baytown Nature Center and the historic Lynchburg Ferry to the popular Pirates Bay Water Park, there is no shortage of recreational activities in the city. Additionally, Baytown's close proximity to Houston allows residents to enjoy the amenities of a big city while still experiencing the charm of a smaller community.

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