DSCR up to 8 units in Bells, TX

DSCR loan in Bells, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bells, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bells, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bells, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bells, TX real estate investors have you covered.

Investment Opportunities in Bells, TX

Benefits of DSCR Loan in Bells, Texas

DSCR loans in Bells, Texas offer numerous advantages to investors and homeowners. One key benefit is the ability to finance properties based on the property's income potential rather than the borrower's personal income. This makes it easier to qualify for loans, especially for those with multiple properties or fluctuating income streams.

Demographically, Bells, Texas, is a charming small town with a population of approximately 1,500 residents. The community is close-knit, offering a friendly and welcoming atmosphere. Its prime location in Grayson County provides residents with easy access to urban amenities while enjoying the tranquility of rural living.

The housing market in Bells, Texas, is thriving with a diverse range of properties to choose from. Whether you're looking for a historic farmhouse, a modern suburban home, or a spacious rural estate, Bells has something for everyone. With the help of DSCR loans, investors can capitalize on the town's growing real estate market and secure properties with high income potential.

Some of the main attractions in Bells, Texas, include the Bells Depot Museum, which showcases the town's rich history, and the picturesque Bells Park, perfect for outdoor recreation. Additionally, residents can enjoy local dining spots and boutique shops, adding to the town's unique charm.

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