DSCR up to 8 units in Bellville, TX

DSCR loan in Bellville, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bellville, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bellville, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bellville, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bellville, TX real estate investors have you covered.

Investment Opportunities in Bellville, TX

Benefits of DSCR Loan in Bellville, Texas

DSCR (Debt Service Coverage Ratio) loan offers several benefits for individuals seeking to invest in real estate in Bellville, Texas. One of the main advantages is the ability to secure financing based on the property's income potential rather than personal income. This can be particularly beneficial for investors with multiple properties or limited personal income.

Demographically, Bellville is a charming city located in Austin County, Texas, with a population of approximately 4,000 residents. The town boasts a mix of both young professionals and retirees, creating a diverse and welcoming community. The cost of living in Bellville is reasonable, making it an attractive destination for those looking to enjoy small-town living.

In terms of the housing market, Bellville offers a variety of real estate options, including historic homes, modern developments, and rural properties. The market is stable, with steady appreciation rates over the years. The availability of DSCR loans can further drive investment in the local housing market, fueling economic growth and development.

Main attractions in Bellville include the historic Bellville Town Square, which features quaint shops, restaurants, and cultural events. Outdoor enthusiasts can enjoy activities at the nearby Brazos Bend State Park, known for its hiking trails and wildlife viewing opportunities. Additionally, the local wineries offer a taste of Texas hospitality and charm.

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