DSCR up to 8 units in Ben Franklin, TX

DSCR loan in Ben Franklin, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ben Franklin, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ben Franklin, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ben Franklin, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ben Franklin, TX real estate investors have you covered.

Investment Opportunities in Ben Franklin, TX

DSCR Loan Benefits in Ben Franklin, Texas

DSCR (Debt Service Coverage Ratio) loans offer borrowers in Ben Franklin, Texas, the advantage of securing financing based on the property's income potential rather than personal income. This makes it easier for real estate investors to obtain loans for rental properties and commercial buildings.

Ben Franklin, Texas, is a small town with a welcoming community and a vibrant culture. The demographics show a population of approximately X residents with a median household income of $Y. The town offers a peaceful environment for families and retirees looking to settle in a scenic location.

The housing market in Ben Franklin is stable with a growing demand for rental properties. With DSCR loans, investors can leverage the rental income to secure financing and expand their real estate portfolios. The average home price is $Z, making it an attractive market for both buyers and investors.

Some of the main attractions in Ben Franklin include historic landmarks, outdoor recreational activities, and local events that showcase the town's rich heritage. Visitors can explore the nearby parks, museums, and cultural festivals that celebrate the community's traditions.

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